Home Loan Application Checklist

-          Current Bank Statements for all checking and savings accounts

-          Current Paystubs - must show one full month’s income and YTD income

-          Last two years’ W-2 statements

-          Complete Sales Contract – must include property legal description & realtor property listing sheet if possible

-          Complete Uniform Residential Loan Application & KVSB Supplemental Information Application

-          Copy of all borrower’s Drivers Licenses or other picture ID

*** If rental or self employed income is to be counted you must provide your last two years complete Federal Tax Returns***

 FHA Loan Application will also require the following:

-          Copy of both borrower’s Social Security Cards

VA Loan Applications will also require the following:

-          Certificates of Eligibility, DD214 or Statement of Service

Construction Loans will also require the following:

-          Plans for house

-          Cost breakdown or contract

-          Deed, Contract, or HUD-1 for purchase of land

-          HOW Warranty Plan if over 90% loan to value

Refinance Transactions will also require the following:

-          Title Insurance or Abstract

-          Survey of property

-          Homeowners Insurance Policy

-     Current mortgage loan statement