Business Loans

 

Business Lending Services


Our business lending services feature incredibly competitive rates, as well as the flexible terms so many business owners need to grow their business.  Kaw Valley’s lending professionals understand the opportunities and challenges a business or corporation undertakes and have the right solution for you.

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Term Loan

Kaw Valley State Bank business term loans are an excellent way to obtain the capital, equipment and other assets to keep you growing.  You can borrow what you need to get you where you need to be.

Benefits include:
• Competitive interest rate
• Flexible repayment options
• Rate discount with direct debit
• Secure the loan with the assets you are purchasing.

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Line of Credit

Whether its cash flow issues, increasing inventory, or to take advantage of supplier discounts, a Kaw Valley State Bank business line of credit offers you the flexibility to meet short-term business issues head on when they arise. 

Advantages:
• Immediate availability of funds
• Advance the full limit
• Revolving credit options available

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Real Estate

Whether you are seeking financing for land development, a turn-key business, or for investment purposes, the Kaw Valley State Bank lending team can customize your loan to complement your specific business plan. 

• Investment properties
• Commercial land development
• Business Acquisition
• Building Renovation
• Short Term construction
• Warehouse expansion

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Agricultural

Kaw Valley State Bank has offered our neighbors the quality and security of our Agricultural Lending services for nearly 100 years. As your hometown bank, we understand the unique challenges that the Kansas farmer faces today.  Our dedicated loan staff, many from farm backgrounds themselves, will work with you to provide you the individual attention and service necessary to meet your needs.


 

Financing Available for:

• Livestock Purchase
• Equipment
• Land
• Lines of Credit for operating expenses

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SBA Lending

As your local SBA lender, we have the ability to offer numerous loan programs to assist small businesses.  SBA loans typically offer lower down payments and more favorable repayment terms than many other financing options.

Contact a lending officer at one of our three locations to discuss the qualifying requirements necessary to take advantage of this smart, affordable program.

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Floor Plans

Floor plan lending is a specialty service that allows retailers to have the working capital necessary to cover inventory and normal operating expenses as their business gets established and/or expands.  Businesses generally covered under this type of lending include automobile dealerships, recreational vehicle retailers, big ticket appliance and furniture stores and those that supply other types of merchandise sold under a sales finance contract.  Kaw Valley State Bank will partner with your business to help you best utilize and maintain this specialized line of credit.

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Business Venture Credit Card

Kaw Valley State Bank’s Business Venture Credit Card has several options and features to help business owners maintain a revolving line of credit necessary for purchases, cash advances, and more.  You will also earn points for purchases that can be redeemed for exciting travel benefits and brand name merchandise.

• NO Annual Fee
• Variable Interest Rate
• Control expenses
• Manage your account online to save time
• Set up account alerts to monitor activity
• Download transactions and statements
• Additional cards available for employees
• Set spending limits
• Earn ScoreCard Rewards Points on purchases

Contact your local Kaw Valley State Bank lending professional to apply today.

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